FY 2025-26 / AY 2026-27

Income Tax Calculator — India

Compare your tax liability under the New Tax Regime (default from FY 2024-25) and the Old Tax Regime. Includes rebate u/s 87A, surcharge, and 4% health & education cess.

₹8.0L
₹1L₹1 Cr
₹75,000

Max ₹75,000 in new regime (Budget 2024)

Total Tax Payable

₹0

Effective rate: 0.00%

Taxable Income₹7,25,000
Base Tax₹16,250
Rebate u/s 87A₹16,250
Health & Education Cess (4%)+ ₹0

Tax Slab Breakdown

Income SlabTaxable AmountRateTax
₹0L – ₹4L₹4,00,0000%₹0
₹4L – ₹8L₹3,25,0005%₹16,250

New vs Old Regime — Key Differences

FeatureNew RegimeOld Regime
Default for FY 2024-25+YesOpt-in required
Standard Deduction₹75,000₹50,000
Section 80CNot allowedUp to ₹1.5L
HRA ExemptionNot allowedAllowed
Home Loan InterestNot allowedUp to ₹2L
Section 80D (Health)Not allowedUp to ₹25K
Tax-free Income (Rebate 87A)Up to ₹12L taxable incomeUp to ₹5L taxable income
Tax Disclaimer

This calculator is based on publicly available tax slabs for FY 2025-26 / AY 2026-27 and is intended for educational estimation only. It does not account for all deductions, exemptions, surcharges, cess, or specific circumstances unique to your case. Tax laws change frequently. Learntrix accepts no liability for errors or decisions arising from use of this tool. Consult a Chartered Accountant (CA) or certified tax professional for accurate tax computation.

Learntrix by Vyuhantrix · Accuracy not guaranteed · For reference only