SIP Return Calculator

Project returns on your Systematic Investment Plan (SIP) in mutual funds. Compare regular SIP vs step-up SIP, and see year-by-year wealth growth.

₹5,000
₹500₹1L/mo
12%
4% (Debt)25% (Small Cap)
10 years
1 yr40 yrs
Step-Up SIP (increase monthly investment yearly)

Future Value

₹11.62L

in 10 years

Total Invested₹6.00L
Est. Returns₹5.62L
InvestedGains

Year-by-Year Wealth Growth

1Y
2Y
3Y
4Y
5Y
6Y
7Y
8Y
9Y
10Y

How SIP Returns are Calculated

FV = P × [(1 + r)ⁿ − 1] / r × (1 + r)
  • P = Monthly SIP amount
  • r = Monthly return rate (Annual rate ÷ 12 ÷ 100)
  • n = Total months of investment
  • Note: Actual mutual fund returns vary — past performance is not indicative of future results.
Financial Disclaimer

Results are for educational and illustrative purposes only. They do not constitute financial, investment, or advisory recommendations. Learntrix and Vyuhantrix Technologies accept no liability for decisions made based on these figures. Interest rates, charges, and terms vary across lenders and change over time. Always consult a SEBI-registered financial advisor or bank representative before making any financial commitment.

Learntrix by Vyuhantrix · Accuracy not guaranteed · For reference only