💰 Retirement & Tax Saving (Section 80CCD)

NPS Tier-I Maturity & Pension Calculator

Project your National Pension System (NPS) Tier-I retirement corpus, 60% tax-free lump sum withdrawal, and 40% monthly annuity pension payout.

Monthly NPS Contribution (₹)₹5,000

Your Current Age (Years)30 Years

Retirement age fixed at 60 years (30 investment years left)

Expected Annual Return Rate (%)10% p.a.

Annuity Purchase Percentage (Min 40%)40%

Total NPS Corpus at Age 60

₹1,13,96,627

Total Investment:₹18,00,000

Interest Earned:₹95,96,627

Lump Sum Tax-Free (60%):₹68,37,976

Est. Monthly Pension (~6% Annuity)₹22,793 / mo

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Financial Disclaimer

Results are for educational and illustrative purposes only. They do not constitute financial, investment, or advisory recommendations. Learntrix and Vyuhantrix Technologies accept no liability for decisions made based on these figures. Interest rates, charges, and terms vary across lenders and change over time. Always consult a SEBI-registered financial advisor or bank representative before making any financial commitment.

Learntrix by Vyuhantrix · Accuracy not guaranteed · For reference only

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